/* ==========================================================================
   Invest Money Zone — Global Stylesheet
   Palette: deep teal / emerald / warm amber / cream
   ========================================================================== */

:root {
  --ink: #06201d;
  --deep: #08312e;
  --teal: #0e7c6b;
  --teal-dark: #0a5f53;
  --teal-soft: #e6f4f0;
  --amber: #f2a33c;
  --amber-dark: #de8b1d;
  --coral: #ef6f4f;
  --cream: #fdf8f1;
  --cream-2: #f7efe4;
  --white: #ffffff;
  --muted: #5c6f6c;
  --line: rgba(6, 32, 29, 0.1);
  --shadow-sm: 0 4px 14px rgba(6, 32, 29, 0.06);
  --shadow-md: 0 18px 40px -18px rgba(6, 32, 29, 0.28);
  --shadow-lg: 0 34px 70px -30px rgba(6, 32, 29, 0.42);
  --radius: 20px;
  --radius-sm: 12px;
  --font-body: "Plus Jakarta Sans", "Segoe UI", system-ui, -apple-system, "Helvetica Neue", Arial, sans-serif;
  --font-display: "Fraunces", "Iowan Old Style", Georgia, "Times New Roman", serif;
}

* { box-sizing: border-box; }

/* Bootstrap containers carry 12px side padding, so rows using the larger
   gutters (g-5 / g-lg-5) are pulled back in to avoid a 12px horizontal bleed. */
.container > .row.g-5,
.container > .row.g-lg-5 { padding-inline: 0; }
@media (min-width: 992px) {
  .container > .row.g-lg-5 { margin-inline: -12px; }
}

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; overflow-x: hidden; }

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--white);
  line-height: 1.7;
  font-size: 16.5px;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5 {
  font-family: var(--font-display);
  font-weight: 600;
  line-height: 1.16;
  color: var(--deep);
  letter-spacing: -0.015em;
  margin: 0 0 0.6rem;
}

h1 { font-size: clamp(2.3rem, 4.4vw, 3.6rem); }
h2 { font-size: clamp(1.85rem, 3vw, 2.6rem); }
h3 { font-size: clamp(1.25rem, 1.8vw, 1.5rem); }
p { margin: 0 0 1rem; }
a { color: var(--teal-dark); text-decoration: none; transition: color 0.2s ease; }
a:hover { color: var(--amber-dark); }
img { max-width: 100%; height: auto; display: block; }
ul { margin: 0 0 1rem; padding-left: 1.1rem; }
strong { color: var(--deep); }
::selection { background: var(--amber); color: var(--ink); }

/* ------------------------------ helpers ---------------------------------- */
.section { padding: 88px 0; position: relative; }
.section--tight { padding: 64px 0; }
.section--cream { background: var(--cream); }
.section--mint { background: linear-gradient(180deg, #f2faf7 0%, #ffffff 100%); }
.text-muted-imz { color: var(--muted); }
.lead-imz { font-size: 1.06rem; color: var(--muted); max-width: 62ch; }
.center { text-align: center; }
.center .lead-imz { margin-left: auto; margin-right: auto; }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 0.74rem;
  font-weight: 800;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--teal);
  margin-bottom: 14px;
}
.eyebrow::before {
  content: "";
  width: 26px;
  height: 2px;
  background: var(--amber);
  border-radius: 2px;
}
.center .eyebrow { justify-content: center; }

.section-head { max-width: 720px; margin-bottom: 46px; }
.section-head.center { margin-left: auto; margin-right: auto; }

/* ------------------------------ buttons ---------------------------------- */
.btn-imz,
.btn-imz-outline,
.btn-imz-dark,
.btn-imz-light {
  --btn-bg: var(--teal);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 14px 26px;
  border-radius: 999px;
  font-family: var(--font-body);
  font-size: 0.94rem;
  font-weight: 700;
  letter-spacing: 0.01em;
  border: 0;
  cursor: pointer;
  transition: transform 0.22s ease, box-shadow 0.22s ease, background 0.22s ease, color 0.22s ease;
  background: var(--btn-bg);
  color: #fff;
  line-height: 1.2;
  text-align: center;
  box-shadow: 0 12px 26px -14px rgba(14, 124, 107, 0.9);
}
.btn-imz:hover { background: var(--teal-dark); color: #fff; transform: translateY(-2px); }
.btn-imz-outline {
  background: transparent;
  color: var(--deep);
  border: 1.6px solid rgba(6, 32, 29, 0.18);
  box-shadow: none;
}
.btn-imz-outline:hover { background: var(--deep); color: #fff; border-color: var(--deep); transform: translateY(-2px); }
.btn-imz-dark { background: var(--deep); box-shadow: 0 12px 26px -14px rgba(6, 32, 29, 0.9); }
.btn-imz-dark:hover { background: #061815; color: #fff; }
.btn-imz-light { background: #fff; color: var(--deep); box-shadow: var(--shadow-sm); }
.btn-imz-light:hover { background: var(--cream); color: var(--deep); }
.btn-imz-amber { background: linear-gradient(135deg, var(--amber) 0%, var(--coral) 100%); color: #23150a; box-shadow: 0 14px 28px -14px rgba(239, 111, 79, 0.9); }
.btn-imz-amber:hover { background: linear-gradient(135deg, var(--amber-dark) 0%, var(--coral) 100%); color: #23150a; }
.btn-sm-imz { padding: 10px 18px; font-size: 0.84rem; }
.btn-imz svg, .btn-imz-outline svg, .btn-imz-dark svg, .btn-imz-light svg, .btn-imz-amber svg {
  width: 16px; height: 16px; flex: none; transition: transform 0.22s ease;
}
.btn-imz:hover svg, .btn-imz-outline:hover svg, .btn-imz-dark:hover svg, .btn-imz-light:hover svg, .btn-imz-amber:hover svg { transform: translateX(3px); }

/* ------------------------------ top bar ---------------------------------- */
.imz-topbar {
  background: var(--deep);
  color: rgba(255, 255, 255, 0.78);
  font-size: 0.8rem;
  padding: 9px 0;
}
.imz-topbar__inner { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 10px 26px; }
@media (max-width: 575px) {
  .imz-topbar { font-size: 0.76rem; }
  .imz-topbar__inner { justify-content: center; }
}
.imz-topbar__list { display: flex; flex-wrap: wrap; align-items: center; gap: 8px 22px; list-style: none; margin: 0; padding: 0; min-width: 0; }
.imz-topbar__list li { min-width: 0; }
.imz-topbar__list a, .imz-topbar__list span { overflow-wrap: anywhere; }
.imz-topbar__list li { display: inline-flex; align-items: center; gap: 8px; }
.imz-topbar__list svg { width: 14px; height: 14px; color: var(--amber); flex: none; }
.imz-topbar a { color: rgba(255, 255, 255, 0.86); }
.imz-topbar a:hover { color: var(--amber); }
.imz-topbar__badge { display: inline-flex; align-items: center; gap: 8px; color: #fff; font-weight: 600; }
.imz-topbar__badge .dot { width: 7px; height: 7px; border-radius: 50%; background: #4ade80; box-shadow: 0 0 0 4px rgba(74, 222, 128, 0.18); }

/* ------------------------------ header ----------------------------------- */
.imz-header {
  position: sticky;
  top: 0;
  z-index: 1040;
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--line);
  transition: box-shadow 0.25s ease, background 0.25s ease;
}
.imz-header.is-stuck { box-shadow: 0 12px 30px -22px rgba(6, 32, 29, 0.65); }
.imz-navbar { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 14px 0; }

/* logo — one line, single style */
.imz-logo {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  white-space: nowrap;
  text-decoration: none;
  flex: none;
}
.imz-logo__mark {
  width: 38px; height: 38px;
  border-radius: 12px;
  background: linear-gradient(140deg, var(--teal) 0%, var(--deep) 100%);
  display: inline-flex; align-items: center; justify-content: center;
  box-shadow: 0 8px 18px -10px rgba(14, 124, 107, 0.95);
  flex: none;
}
.imz-logo__mark svg { width: 20px; height: 20px; color: #fff; }
.imz-logo__text {
  font-family: var(--font-body);
  font-size: 1.24rem;
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--deep);
  white-space: nowrap;
  line-height: 1;
}
.imz-logo__text span { color: var(--teal); }
.imz-header--light .imz-logo__text, .imz-footer .imz-logo__text { color: #fff; }
.imz-header--light .imz-logo__text span, .imz-footer .imz-logo__text span { color: var(--amber); }
.imz-footer .imz-logo__mark { background: linear-gradient(140deg, rgba(255,255,255,0.22), rgba(255,255,255,0.06)); }

/* nav */
.imz-nav { display: flex; align-items: center; gap: 4px; }
.imz-nav a {
  display: inline-block;
  padding: 9px 14px;
  border-radius: 999px;
  font-size: 0.92rem;
  font-weight: 600;
  color: #24413d;
  position: relative;
}
.imz-nav a:hover { color: var(--teal); background: var(--teal-soft); }
.imz-nav a.is-active { color: var(--teal-dark); background: var(--teal-soft); }
.imz-header__cta { display: flex; align-items: center; gap: 10px; flex: none; }
.imz-nav-toggle {
  display: none;
  width: 44px; height: 44px;
  border-radius: 12px;
  border: 1px solid var(--line);
  background: #fff;
  align-items: center; justify-content: center;
  cursor: pointer;
}
.imz-nav-toggle svg { width: 22px; height: 22px; color: var(--deep); }
.imz-nav-toggle .icon-close { display: none; }
.nav-open .imz-nav-toggle .icon-open { display: none; }
.nav-open .imz-nav-toggle .icon-close { display: block; }

@media (max-width: 991px) {
  .imz-nav-toggle { display: inline-flex; }
  .imz-header__cta .btn-imz { display: none; }
  .imz-nav {
    position: absolute;
    top: 100%; left: 0; right: 0;
    flex-direction: column;
    align-items: stretch;
    gap: 2px;
    background: #fff;
    padding: 14px 20px 22px;
    border-bottom: 1px solid var(--line);
    box-shadow: var(--shadow-md);
    display: none;
  }
  .nav-open .imz-nav { display: flex; }
  .imz-nav a { padding: 12px 14px; border-radius: 10px; font-size: 1rem; }
  .imz-nav .mobile-cta { margin-top: 10px; }
  .imz-nav .mobile-cta .btn-imz { width: 100%; display: inline-flex; }
}
@media (max-width: 400px) {
  .imz-logo__text { font-size: 1.05rem; }
  .imz-logo__mark { width: 34px; height: 34px; }
}

/* ------------------------------ hero ------------------------------------- */
.imz-hero {
  position: relative;
  overflow: hidden;
  padding: 78px 0 96px;
  background:
    radial-gradient(900px 520px at 88% -10%, rgba(242, 163, 60, 0.18) 0%, rgba(242, 163, 60, 0) 62%),
    radial-gradient(760px 520px at 4% 8%, rgba(14, 124, 107, 0.16) 0%, rgba(14, 124, 107, 0) 60%),
    var(--cream);
}
.imz-hero::after {
  content: "";
  position: absolute;
  inset: auto -140px -220px auto;
  width: 460px; height: 460px;
  border-radius: 50%;
  border: 60px solid rgba(14, 124, 107, 0.06);
  pointer-events: none;
}
.imz-hero h1 { margin-bottom: 18px; }
.imz-hero h1 em { font-style: italic; color: var(--teal); }
.imz-hero__lead { font-size: 1.08rem; color: #4d635f; max-width: 54ch; margin-bottom: 30px; }
.imz-hero__actions { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 34px; }
.imz-hero__trust { display: flex; flex-wrap: wrap; gap: 12px 30px; padding-top: 26px; border-top: 1px solid rgba(6, 32, 29, 0.12); }
.imz-hero__trust div { display: flex; align-items: center; gap: 9px; font-size: 0.88rem; font-weight: 600; color: #2f4b47; }
.imz-hero__trust svg { width: 17px; height: 17px; color: var(--teal); flex: none; }

.imz-hero__media { position: relative; }
.imz-hero__media img {
  border-radius: 28px;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 4 / 3.4;
  object-fit: cover;
  width: 100%;
}
.float-card {
  position: absolute;
  background: #fff;
  border-radius: 16px;
  padding: 14px 18px;
  box-shadow: var(--shadow-md);
  display: flex;
  align-items: center;
  gap: 12px;
}
.float-card strong { display: block; font-family: var(--font-body); font-size: 1.02rem; color: var(--deep); line-height: 1.2; }
.float-card span { font-size: 0.76rem; color: var(--muted); }
.float-card__icon { width: 38px; height: 38px; border-radius: 11px; display: grid; place-items: center; background: var(--teal-soft); }
.float-card__icon svg { width: 19px; height: 19px; color: var(--teal); }
.float-card--tl { top: 22px; left: -22px; animation: floaty 6s ease-in-out infinite; }
.float-card--br { bottom: 22px; right: -18px; animation: floaty 7.5s ease-in-out infinite reverse; }
@keyframes floaty { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-10px); } }
@media (max-width: 991px) {
  .float-card--tl { left: 8px; }
  .float-card--br { right: 8px; }
}
@media (max-width: 575px) {
  .imz-hero { padding: 54px 0 68px; }
  .float-card { padding: 10px 13px; }
  .float-card strong { font-size: 0.9rem; }
}

/* ------------------------------ stats ------------------------------------ */
.imz-stats {
  background: var(--deep);
  color: #fff;
  border-radius: 26px;
  padding: 34px 26px;
  box-shadow: var(--shadow-md);
  position: relative;
  overflow: hidden;
}
.imz-stats::before {
  content: "";
  position: absolute; inset: 0;
  background: radial-gradient(560px 220px at 12% 0%, rgba(242, 163, 60, 0.22), transparent 70%);
  pointer-events: none;
}
.stat { text-align: center; position: relative; z-index: 1; }
.stat__num {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3vw, 2.5rem);
  font-weight: 600;
  color: #fff;
  line-height: 1;
  display: block;
  margin-bottom: 6px;
}
.stat__num span { color: var(--amber); }
.stat__label { font-size: 0.82rem; letter-spacing: 0.04em; color: rgba(255, 255, 255, 0.72); }
@media (max-width: 767px) { .stat { padding: 10px 0; } }

/* ------------------------------ feature cards ---------------------------- */
.feature-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 30px 26px;
  height: 100%;
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}
.feature-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); border-color: rgba(14, 124, 107, 0.3); }
.feature-card__icon {
  width: 52px; height: 52px;
  border-radius: 15px;
  display: grid; place-items: center;
  background: var(--teal-soft);
  margin-bottom: 18px;
}
.feature-card__icon svg { width: 24px; height: 24px; color: var(--teal); }
.feature-card:nth-child(2n) .feature-card__icon { background: #fdf1e0; }
.feature-card:nth-child(2n) .feature-card__icon svg { color: var(--amber-dark); }
.feature-card h3 { font-size: 1.16rem; margin-bottom: 8px; }
.feature-card p { color: var(--muted); font-size: 0.94rem; margin: 0; }

/* ------------------------------ service cards ---------------------------- */
.service-card {
  background: #fff;
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid var(--line);
  height: 100%;
  display: flex;
  flex-direction: column;
  transition: transform 0.28s ease, box-shadow 0.28s ease;
}
.service-card:hover { transform: translateY(-7px); box-shadow: var(--shadow-md); }
.service-card__media { position: relative; overflow: hidden; }
.service-card__media img { width: 100%; height: 218px; object-fit: cover; transition: transform 0.6s ease; }
.service-card:hover .service-card__media img { transform: scale(1.05); }
.service-card__tag {
  position: absolute; top: 14px; left: 14px;
  background: rgba(255, 255, 255, 0.94);
  color: var(--deep);
  font-size: 0.7rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: 6px 12px;
  border-radius: 999px;
}
.service-card__body { padding: 24px 24px 26px; display: flex; flex-direction: column; flex: 1; }
.service-card__body h3 { font-size: 1.22rem; margin-bottom: 10px; }
.service-card__body p { color: var(--muted); font-size: 0.93rem; flex: 1; }
.service-card__body .btn-imz { align-self: flex-start; margin-top: 8px; }

/* ------------------------------ process -------------------------------- */
.process-card {
  position: relative;
  background: #fff;
  border-radius: var(--radius);
  padding: 34px 26px 30px;
  border: 1px solid var(--line);
  height: 100%;
}
.process-card__num {
  font-family: var(--font-display);
  font-size: 2.4rem;
  line-height: 1;
  color: var(--teal);
  opacity: 0.22;
  font-weight: 600;
  margin-bottom: 10px;
}
.process-card h3 { font-size: 1.1rem; margin-bottom: 8px; }
.process-card p { color: var(--muted); font-size: 0.92rem; margin: 0; }
.process-card__dot {
  position: absolute; top: 30px; right: 26px;
  width: 10px; height: 10px; border-radius: 50%;
  background: var(--amber);
  box-shadow: 0 0 0 6px rgba(242, 163, 60, 0.16);
}

/* ------------------------------ split section --------------------------- */
.split-img {
  position: relative;
  border-radius: 26px;
  overflow: hidden;
  box-shadow: var(--shadow-md);
}
.split-img img { width: 100%; height: 100%; object-fit: cover; aspect-ratio: 5 / 4.4; }
.split-badge {
  position: absolute;
  left: 20px; bottom: 20px;
  background: rgba(255, 255, 255, 0.96);
  border-radius: 14px;
  padding: 14px 18px;
  display: flex; align-items: center; gap: 12px;
  box-shadow: var(--shadow-sm);
}
.split-badge svg { width: 26px; height: 26px; color: var(--teal); }
.split-badge strong { display: block; font-size: 1.05rem; line-height: 1.15; color: var(--deep); font-family: var(--font-body); }
.split-badge span { font-size: 0.76rem; color: var(--muted); }

.check-list { list-style: none; padding: 0; margin: 0 0 28px; }
.check-list li { display: flex; gap: 12px; align-items: flex-start; padding: 7px 0; font-size: 0.96rem; color: #33504c; }
.check-list svg { width: 20px; height: 20px; color: var(--teal); flex: none; margin-top: 3px; }

/* ------------------------------ testimonials ---------------------------- */
.testimonial-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 28px 26px;
  height: 100%;
  display: flex;
  flex-direction: column;
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}
.testimonial-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-md); }
.testimonial-card__quote {
  font-family: var(--font-display);
  font-size: 3rem;
  line-height: 1;
  color: var(--amber);
  margin-bottom: 4px;
  height: 34px;
}
.testimonial-card p { color: #3d5754; font-size: 0.95rem; flex: 1; }
.stars { display: flex; gap: 3px; margin-bottom: 14px; }
.stars svg { width: 15px; height: 15px; color: var(--amber); }
.testimonial-card__name {
  display: flex; align-items: center; gap: 12px;
  border-top: 1px solid var(--line);
  padding-top: 16px;
  margin-top: 4px;
}
.testimonial-card__avatar {
  width: 40px; height: 40px; border-radius: 50%;
  display: grid; place-items: center;
  background: linear-gradient(140deg, var(--teal), var(--deep));
  color: #fff; font-weight: 700; font-size: 0.9rem;
  flex: none;
}
.testimonial-card__name strong { font-family: var(--font-body); font-size: 0.96rem; color: var(--deep); }

/* ------------------------------ blog cards ------------------------------ */
.blog-card {
  background: #fff;
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid var(--line);
  height: 100%;
  display: flex;
  flex-direction: column;
  transition: transform 0.28s ease, box-shadow 0.28s ease;
}
.blog-card:hover { transform: translateY(-7px); box-shadow: var(--shadow-md); }
.blog-card img { width: 100%; height: 210px; object-fit: cover; }
.blog-card__body { padding: 24px; display: flex; flex-direction: column; flex: 1; }
.blog-card__body h3 { font-size: 1.18rem; margin-bottom: 10px; }
.blog-card__body h3 a { color: var(--deep); }
.blog-card__body h3 a:hover { color: var(--teal); }
.blog-card__body p { color: var(--muted); font-size: 0.93rem; flex: 1; }
.text-link {
  display: inline-flex; align-items: center; gap: 8px;
  font-weight: 700; font-size: 0.9rem; color: var(--teal-dark);
}
.text-link svg { width: 16px; height: 16px; transition: transform 0.22s ease; }
.text-link:hover svg { transform: translateX(4px); }

/* ------------------------------ CTA band -------------------------------- */
.cta-band {
  position: relative;
  overflow: hidden;
  border-radius: 30px;
  padding: 58px 46px;
  background: linear-gradient(120deg, #08312e 0%, #0e5a51 56%, #0e7c6b 100%);
  color: #fff;
  box-shadow: var(--shadow-lg);
}
.cta-band::before {
  content: "";
  position: absolute; width: 420px; height: 420px; border-radius: 50%;
  right: -120px; top: -160px;
  background: radial-gradient(circle, rgba(242, 163, 60, 0.4), transparent 68%);
}
.cta-band::after {
  content: "";
  position: absolute; width: 300px; height: 300px; border-radius: 50%;
  left: -120px; bottom: -180px;
  border: 44px solid rgba(255, 255, 255, 0.07);
}
.cta-band h2, .cta-band h3 { color: #fff; }
.cta-band p { color: rgba(255, 255, 255, 0.82); }
.cta-band__inner { position: relative; z-index: 1; }
.cta-band .btn-imz-amber { box-shadow: 0 16px 34px -16px rgba(0, 0, 0, 0.6); }

/* ------------------------------ FAQ ------------------------------------- */
.faq-item { border: 1px solid var(--line); border-radius: 16px; background: #fff; margin-bottom: 14px; overflow: hidden; }
.faq-q {
  width: 100%;
  display: flex; align-items: center; justify-content: space-between; gap: 18px;
  background: transparent; border: 0; cursor: pointer;
  padding: 20px 22px;
  font-family: var(--font-body);
  font-size: 1rem; font-weight: 700; color: var(--deep);
  text-align: left;
}
.faq-q .faq-sign { width: 26px; height: 26px; border-radius: 50%; background: var(--teal-soft); display: grid; place-items: center; flex: none; }
.faq-q .faq-sign svg { width: 14px; height: 14px; color: var(--teal); transition: transform 0.25s ease; }
.faq-item.is-open .faq-sign svg { transform: rotate(45deg); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height 0.32s ease; }
.faq-a p { margin: 0; padding: 0 22px 22px; color: var(--muted); font-size: 0.95rem; }
.faq-item.is-open .faq-q { color: var(--teal-dark); }

/* ------------------------------ page hero ------------------------------- */
.page-hero {
  position: relative;
  padding: 70px 0 62px;
  background:
    radial-gradient(700px 420px at 92% 0%, rgba(242, 163, 60, 0.2), transparent 62%),
    radial-gradient(620px 420px at 0% 10%, rgba(14, 124, 107, 0.16), transparent 60%),
    var(--cream);
  border-bottom: 1px solid rgba(6, 32, 29, 0.07);
}
.page-hero h1 { margin-bottom: 12px; }
.page-hero p { color: var(--muted); max-width: 62ch; margin: 0; }
.breadcrumb-imz { display: flex; flex-wrap: wrap; gap: 8px; font-size: 0.82rem; color: var(--muted); margin-bottom: 16px; }
.breadcrumb-imz a { color: var(--teal-dark); font-weight: 600; }
.breadcrumb-imz span { color: #98a8a5; }

/* ------------------------------ cards / info ---------------------------- */
.info-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 28px 24px;
  height: 100%;
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}
.info-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-sm); }
.info-card__icon { width: 46px; height: 46px; border-radius: 13px; background: var(--teal-soft); display: grid; place-items: center; margin-bottom: 16px; }
.info-card__icon svg { width: 21px; height: 21px; color: var(--teal); }
.info-card h3 { font-size: 1.05rem; margin-bottom: 6px; }
.info-card p, .info-card a { font-size: 0.93rem; color: var(--muted); margin: 0; display: block; }
.info-card a:hover { color: var(--teal-dark); }

.value-card {
  background: #fff;
  border-radius: var(--radius);
  border: 1px solid var(--line);
  padding: 30px 26px;
  height: 100%;
  position: relative;
  overflow: hidden;
}
.value-card::before {
  content: "";
  position: absolute; left: 0; top: 0; bottom: 0; width: 4px;
  background: linear-gradient(180deg, var(--teal), var(--amber));
}
.value-card h3 { font-size: 1.1rem; }
.value-card p { color: var(--muted); font-size: 0.93rem; margin: 0; }

/* ------------------------------ forms ----------------------------------- */
.imz-form-wrap {
  background: #fff;
  border-radius: 24px;
  border: 1px solid var(--line);
  box-shadow: var(--shadow-md);
  padding: 36px 34px;
}
@media (max-width: 575px) { .imz-form-wrap { padding: 26px 20px; } }
.imz-label { font-size: 0.82rem; font-weight: 700; letter-spacing: 0.03em; color: #26433f; margin-bottom: 6px; display: block; }
.imz-label .req { color: var(--coral); }
.imz-control {
  width: 100%;
  padding: 13px 16px;
  border-radius: 12px;
  border: 1.5px solid rgba(6, 32, 29, 0.14);
  background: #fcfbf8;
  font-family: var(--font-body);
  font-size: 0.95rem;
  color: var(--ink);
  transition: border-color 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
  appearance: none;
}
textarea.imz-control { min-height: 132px; resize: vertical; }
select.imz-control {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230e7c6b' stroke-width='2.2' stroke-linecap='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  background-size: 17px;
  padding-right: 42px;
}
.imz-control:focus {
  outline: none;
  border-color: var(--teal);
  background: #fff;
  box-shadow: 0 0 0 4px rgba(14, 124, 107, 0.12);
}
.imz-control.is-invalid { border-color: var(--coral); background: #fff7f4; }
.field-error { display: none; color: #c2452a; font-size: 0.78rem; margin-top: 5px; font-weight: 600; }
.field-error.show { display: block; }
.form-note { font-size: 0.8rem; color: var(--muted); }
.check-inline { display: flex; align-items: flex-start; gap: 10px; font-size: 0.86rem; color: #3d5754; }
.check-inline input { margin-top: 4px; width: 16px; height: 16px; accent-color: var(--teal); flex: none; }
.form-grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 0 18px; }
@media (max-width: 575px) { .form-grid-2 { grid-template-columns: 1fr; } }

.form-alert {
  display: none;
  border-radius: 16px;
  padding: 20px 22px;
  margin-bottom: 22px;
  font-size: 0.93rem;
  border: 1px solid transparent;
}
.form-alert.show { display: block; }
.form-alert--ok { background: #eaf7f1; border-color: #bfe6d5; color: #146b4f; }
.form-alert--ok strong { display: block; font-family: var(--font-body); font-size: 1rem; margin-bottom: 4px; color: #0d5540; }
.form-alert--err { background: #fdf1ed; border-color: #f6cfc3; color: #a43c22; }
.form-alert a { font-weight: 700; text-decoration: underline; color: inherit; }

.btn-loading { position: relative; color: transparent !important; pointer-events: none; }
.btn-loading::after {
  content: "";
  position: absolute; width: 18px; height: 18px;
  border: 2.4px solid rgba(255, 255, 255, 0.45);
  border-top-color: #fff;
  border-radius: 50%;
  animation: spin 0.7s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }

/* newsletter strip */
.newsletter-band {
  background: var(--cream-2);
  border-radius: 26px;
  padding: 42px 38px;
  border: 1px solid rgba(6, 32, 29, 0.08);
}
@media (max-width: 575px) { .newsletter-band { padding: 28px 22px; } }
.newsletter-inline { display: flex; gap: 10px; flex-wrap: wrap; }
.newsletter-inline .imz-control { flex: 1 1 220px; background: #fff; }

/* ------------------------------ article --------------------------------- */
.article-body { font-size: 1.02rem; color: #33504c; }
.article-body > p { margin-bottom: 1.15rem; }
.article-body h2 { font-size: clamp(1.5rem, 2.4vw, 1.95rem); margin: 2.2rem 0 0.8rem; }
.article-body h3 { font-size: 1.2rem; margin: 1.8rem 0 0.6rem; }
.article-body ul, .article-body ol { margin-bottom: 1.3rem; }
.article-body li { margin-bottom: 0.5rem; }
.article-body img { border-radius: 18px; margin: 1.6rem 0; box-shadow: var(--shadow-sm); }
.pull-quote {
  border-left: 4px solid var(--amber);
  background: var(--cream);
  padding: 20px 24px;
  border-radius: 0 16px 16px 0;
  font-family: var(--font-display);
  font-size: 1.16rem;
  color: var(--deep);
  margin: 1.8rem 0;
  line-height: 1.5;
}
.article-cover { border-radius: 24px; overflow: hidden; box-shadow: var(--shadow-md); margin-bottom: 34px; }
.article-cover img { width: 100%; height: clamp(240px, 42vw, 460px); object-fit: cover; }
.article-layout { max-width: 780px; margin: 0 auto; }
.sidebar-card {
  background: var(--cream);
  border: 1px solid rgba(6, 32, 29, 0.08);
  border-radius: 20px;
  padding: 26px 24px;
  position: sticky;
  top: 110px;
}
.sidebar-card h3 { font-size: 1.05rem; }
.sidebar-card ul { list-style: none; padding: 0; margin: 0 0 18px; }
.sidebar-card li { padding: 9px 0; border-bottom: 1px dashed rgba(6, 32, 29, 0.14); font-size: 0.9rem; }
.sidebar-card li:last-child { border-bottom: 0; }
.sidebar-card a { color: #2b4844; font-weight: 600; }
.sidebar-card a:hover { color: var(--teal); }

/* ------------------------------ legal ----------------------------------- */
.legal-body { max-width: 860px; }
.legal-body h2 { font-size: 1.45rem; margin: 2.1rem 0 0.7rem; }
.legal-body h2:first-of-type { margin-top: 0; }
.legal-body p, .legal-body li { color: #3d5754; font-size: 0.98rem; }
.legal-body ul { padding-left: 1.15rem; }

/* ------------------------------ footer ---------------------------------- */
.imz-footer { background: var(--deep); color: rgba(255, 255, 255, 0.72); padding: 64px 0 0; }
.imz-footer h4 {
  font-family: var(--font-body);
  font-size: 0.82rem;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: #fff;
  margin-bottom: 18px;
}
.imz-footer p { font-size: 0.92rem; color: rgba(255, 255, 255, 0.66); }
.imz-footer a { color: rgba(255, 255, 255, 0.72); font-size: 0.92rem; }
.imz-footer a:hover { color: var(--amber); }
.imz-footer ul { list-style: none; padding: 0; margin: 0; }
.imz-footer ul li { margin-bottom: 10px; }
.imz-footer__contact li { display: flex; gap: 10px; align-items: flex-start; font-size: 0.92rem; margin-bottom: 13px; }
.imz-footer__contact svg { width: 16px; height: 16px; color: var(--amber); flex: none; margin-top: 4px; }
.imz-footer__social { display: flex; gap: 10px; margin-top: 18px; }
.imz-footer__social a {
  width: 38px; height: 38px; border-radius: 11px;
  display: grid; place-items: center;
  background: rgba(255, 255, 255, 0.08);
  transition: background 0.22s ease, transform 0.22s ease;
}
.imz-footer__social a:hover { background: var(--amber); transform: translateY(-3px); }
.imz-footer__social svg { width: 17px; height: 17px; color: #fff; }
.imz-footer__social a:hover svg { color: var(--deep); }
.imz-footer .newsletter-inline .imz-control { background: rgba(255, 255, 255, 0.1); border-color: rgba(255, 255, 255, 0.2); color: #fff; }
.imz-footer .newsletter-inline .imz-control::placeholder { color: rgba(255, 255, 255, 0.5); }
.imz-footer .newsletter-inline .imz-control:focus { background: rgba(255, 255, 255, 0.16); border-color: var(--amber); box-shadow: none; }
.imz-footer .form-alert { font-size: 0.84rem; padding: 12px 14px; }
.imz-footer__bottom {
  margin-top: 50px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  padding: 22px 0;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  font-size: 0.84rem;
}
.imz-footer__bottom ul { display: flex; flex-wrap: wrap; gap: 8px 22px; }
.imz-footer__bottom a { font-size: 0.84rem; }

/* ------------------------------ back to top ----------------------------- */
.to-top {
  position: fixed;
  right: 22px; bottom: 22px;
  width: 46px; height: 46px;
  border-radius: 50%;
  background: var(--deep);
  color: #fff;
  display: grid; place-items: center;
  border: 0;
  cursor: pointer;
  opacity: 0;
  visibility: hidden;
  transform: translateY(12px);
  transition: all 0.28s ease;
  box-shadow: var(--shadow-md);
  z-index: 1030;
}
.to-top.show { opacity: 1; visibility: visible; transform: translateY(0); }
.to-top svg { width: 20px; height: 20px; }
.to-top:hover { background: var(--teal); }

/* ------------------------------ scroll reveal --------------------------- */
.js .reveal { opacity: 0; transform: translateY(22px); transition: opacity 0.7s ease, transform 0.7s ease; }
.js .reveal.in, .reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  html { scroll-behavior: auto; }
  .float-card { animation: none; }
}

/* ------------------------------ misc ------------------------------------ */
.divider { height: 1px; background: var(--line); margin: 40px 0; }
.pill-list { display: flex; flex-wrap: wrap; gap: 10px; list-style: none; padding: 0; margin: 0 0 24px; }
.pill-list li {
  background: #fff;
  border: 1px solid var(--line);
  padding: 7px 14px;
  border-radius: 999px;
  font-size: 0.82rem;
  font-weight: 600;
  color: #2f4b47;
}
.skip-link {
  position: absolute; left: 0; top: 0;
  transform: translateY(-120%);
  background: var(--deep); color: #fff; padding: 10px 16px; z-index: 2000; border-radius: 0 0 10px 0;
  transition: transform 0.2s ease;
}
.skip-link:focus { transform: translateY(0); color: #fff; }

/* ------------------------------ build additions ------------------------- */
.imz-nav a.mobile-cta { display: none; }
@media (max-width: 991px) {
  .imz-nav a.mobile-cta { display: inline-flex; }
}
.eyebrow--light { color: var(--amber); }
.eyebrow--light::before { background: #fff; }
.service-row.flex-lg-row-reverse { flex-direction: row-reverse; }
@media (max-width: 991px) {
  .service-row.flex-lg-row-reverse { flex-direction: column; }
}
.field-error.w-100 { flex-basis: 100%; }
.imz-control.is-prefilled { border-color: var(--teal); background: #f2faf7; }
.cta-band .eyebrow { color: var(--amber); }
.cta-band .eyebrow::before { background: rgba(255,255,255,.6); }
.newsletter-band .form-note, .newsletter-band .imz-label { color: var(--muted); }
.sidebar-card .imz-control { background: #fff; }
.imz-footer .imz-logo { display: inline-flex; }
.imz-footer .imz-logo__mark { color: #fff; }
.imz-nav a.mobile-cta, .imz-nav a.btn-imz { color: #fff; }
.imz-nav a.mobile-cta:hover, .imz-nav a.btn-imz:hover { color: #fff; background: var(--teal-dark); }

/* footer text wrapping (long email addresses in narrow columns) */
.imz-footer a, .imz-footer p, .imz-footer li, .imz-footer__contact span { overflow-wrap: anywhere; }
@media (max-width: 1199px) {
  .imz-footer__bottom { flex-direction: column; align-items: flex-start; }
}